The world is becoming a chaotic place. With the post-pandemic situation, people are still suffering. This is leading to lots of businesses being closed down. Along with other lifestyle changes, the financial conditions have been affected a lot.

With people being unable to carry on the large investment, losses have piled up. This, in turn, has resulted in the closing down of many businesses, small and even a few bigger ones. 

Some have managed to cope up well. But in any case, with the uncertainty, everyone is afraid. The lockdown has also led to the opening of small home-based businesses.

Now, as everyone wants to invest small, here are a few small business ideas. These can be catered to with small capital and loans. You can easily find business loan agencies in Delhi and other places.

business loan

Business startup

As the times are chaotic, everyone is looking for a distraction. For people who have lost their job, stress has taken a big toll. With fewer job opportunities, business is the next best option. But with any business comes a huge responsibility.

Responsibility is a part of any work, but here the risk is a greater factor. As you have invested your own hard-earned money or have taken a loan, it’s not that easy.

The market is ever-evolving. With new businesses coming up every day, the competition is intense. In such a phase, starting your own from scratch becomes difficult. Then establishing a name in the market is even more difficult.

There is a risk of earning much to repay the loan. Also, if there needs to be some income that you can eventually take out from the business, You must maintain this profit margin.

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There have been many schemes for the same. There are easy ways to procure a small business loan and kick start your venture now.

One can take a business loan from different banks. The eligibility criteria mostly hold few factors. Your business should have been operational for two years with a minimum annual income of 2 lakhs.

The CIBIL score should at least be 700. This is a score that tells about your credit history, with a rating a report. This helps to build confidence for the lender. The age criteria are also between 21 to 65 years. There might be another requirement too, government schemes available for a small business loan.

This includes MUDRA Loans, Udyogini scheme, National Small Industries Corporation Subsidy, etc.

Small business ideas

The first step to establish a business is planning. Once you have jotted down what you want to invest in, research starts. This stage leads to understanding the market. For any business to be successful, it is important to study the market.

Knowing the demand range, the cost in the market and the approximate profit percentage will assist you well. Having full knowledge of your capabilities, the approximate time required to establish yourself, and an understanding of your competitors, you will do well.

Having full knowledge of these points, start building. Start with the investment, place, and other amenities you need. The workforce is yet another important point here.

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If you are looking out for a business loan, there are many agencies available. The internet has everything you need these days. 

From all the information to contact facilities, you will get everything. Just have good online research and find the one that suits you. But beware of any fraud schemes and loan agencies.

Contact with people who have taken help from such agencies. Different agencies might give you different interest rates. It would help if you looked out for a lower interest rate, but the most important aspect is security. There are many business loan agencies in Delhi for which you can also apply online. 

Some of them include:

  • ZipLoan
  • Finway Capital
  • CreditNation
  • Lendingkart
  • CreditMantri

Apply for Business Loan

There are an array of such sites available. To find the one that suits you according to the city you need it in. Now coming back to a few interesting low investments and high-profit business ideas, here are a few:

  1. Online Bakery- With the pandemic and lockdown, this has been a common sight. There have been so many bakers who have started these home-based bakeries. And who doesn’t know the power of the internet these days? You can take a small place to cook some delicious cuisines and sell them. 
  1. Handicrafts- This is another good idea with people putting all their creativity into play during the lockdown. If your products are unique, you can do wonders.
  1. Web Development- You can easily put your skills into play and work as a freelance developer or creator.
  1. Coaching- Setting up a small place for various workshops is a good idea. This can include bakery, language courses, grooming classes, and others.
  1. Blogger- With the power of the internet growing, this is a full-time business idea. From online work, you can take up work as a freelance agency for a profitable business.
  1. Daycare Owner- As most parents in big cities are working. This is a profitable business idea.
  1. Trainer- You can have an online consultancy business or open a small place. Training professionals can range from sports, body-building, etc.
  2. Packing Services- Most people use moving agencies these days. In big cities, such a small business can work wonders for you.
  1. Exhibition Owner- These days exhibitions have become quite famous. With a small investment, you can earn big profits by arranging these as a profession.
  1. Home- Décor Guide- Most people want a beautiful, customized home. A small investment can help you become their guide and helper in the process.
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So, here are some interesting small business ideas. Either you opt for taking a business loan or not, the risk is always there. But happiness and freedom are unmatched too. You have the freedom to make your own decision, work well and establish your footprint in the market. 

Following your passion is the happiest choice. And when your passion helps you lead a successful life, nothing is better. So take on the research today and find yourself a suitable venture. If you are looking for a business loan agency in Delhi, contact us here.

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