With the technology adoption and the up-gradation in the Indian financial services, the complete financing sector has more or less undergone an extreme transformation. In the initial phase of the financial service industry, the government and the public sector banks had their own monopoly over the consumer and finance lending industry, while long queues and the business owners looking for a business loan was a common sight at the bank.
This situation has been changed, since the last decade, when the private lending institutions have marked their entry in the industry. Private Banks and NBFCs challenged the monotonous way of working of the public sector banks and has given them a tough competition. Their customer-friendly approach, corporate work culture, and flexibility being the major point of difference in the offerings.
Business owners now do not need to wait in long queues to avail of a business loan for their business start-up or expansion. With loans up to Rs. 7.5 lakh from a leading NBFC Ziploan, business owners can easily fund their business in less than 3 days*. Owners can utilise these funds in improving the infrastructure, upgrading machinery, maintain inventory, raise the working capital, or even expand their business operations. Securing a business loan from ZipLoan, comes with a lot of exciting features.
Easiest Way of Funding
ZipLoan offers small business funds up to Rs. 7.5 lac at the most competitive interest rate with the tenure of 1 to 3 years.
Flexible Repayment
Ziploan offers you a flexible repayment tenure option, meaning the business owner can repay the amount without taking it as a burden, as per his business revenue. Moreover, the owner can also choose between 12/18/ 24/36 months.
Unsecured Business Loans
ZipLoan offers unsecured business loan, meaning, there is no need to provide any security or asset to avail the funds. This gives relaxation to business owners to access funding who earlier could not access it due to lack of collateral.
Online Loan Application
As mentioned, the business owners do not have to wait in queues anymore, he/she have the convenience to avail the funding with the help of an online business loan availability. There is even no need to visit the office in person, as one can apply for an unsecured business loan online directly through the website or mobile loan App.
All these factors together make Ziploan business loan unique and the best when compared to the other options available in the market.
Nevertheless, Ziploan is committed to ensure a pleasant and a seamless experience for its users. Moreover, the loan procedure is very simple and there is fast disbursal of fund.
Why Opt for Ziploan Business Loan?
Ziploan, a leading NBFC in India s an RBI registered financial institution, that offers unsecured loans up to Rs. 7.5 lakh to MSMEs to avail an MSME loan in India. Ziploan always aims to provide a seamless experience for its customers. Following are the benefits of availing a business financing from Ziploan:
- No Collateral Requirement: At Ziploan, there is no requirement of submitting any collateral to avail you a collateral-free loan, as Ziploan offers unsecured business loan
- Online Application: The applicant can apply for an online loan by visiting Ziploan website or the mobile loan app.
- Minimal Documentation: While applying for a business financing from Ziploan, the documents required for availing loan is very minimal to process the loan application, which the applicant can easily upload on the website or the mobile loan app.
- Easy Eligibility: Our eligibility is quite easy to meet. All that is required is to have a business with a turnover of Rs. 10 lakh and above, with a business vintage of at least 2 years.
Moreover, Ziploan offers unsecured loan to meet all the special requirements of the business owners. At Ziploan, the offerings include working capital loan, which is essential for any business to meet day to day operations. In case if a business owner is unable to meet the working capital requirements, he can apply for a working capital loan from Ziploan to meet the requirements.
Secondly, Machinery or equipment is also crucial for any MSME business. However, the machinery comes expensive and often requires a lot of investment. Therefore, an MSME loan without collateral or a machinery loan can be an ideal option to meet this kind of investment. Additionally, Ziploan also encourages business loan for women, to motivate women entrepreneurs to contribute to the growth of the nation.
Lastly, applying for an MSME loan with Ziploan is an effortless task. The business owner just needs to visit the website, fill the loan application form, and only provide some basic documentation, and the Ziploan executive will call him. Else, a business owner can also download the mobile loan app and fill the loan application form from anywhere on the website. Once the form is filled, he can upload the soft copies of the documents. And the Ziploan executive can assist with the further loan application process, and the business owner can avail the unique benefits of a business loan by Ziploan.
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